🌱⛵️ Meaning, Money, and Maybe a Boat


Hey squad,

Let's get you caught up.

No headline chasing, just good, quality, meaningful reads - here's the good stuff this week:

  • The real center of your portfolio.
  • What’s really behind the market drop.
  • Retail investors are driving valuations.
  • Trend following is so hard.
  • Founders need to be hyper-visible.
  • Turning your business into passive income.
  • Designing a life you actually want.
  • Giving yourself permission to spend.
  • & loads more of the good stuff below.

Sponsor this Newsletter details here.

For the Investor

🤑 What’s In The Center Of Your Portfolio? Living in a big house and owning flashy investments might look good on paper but say nothing about health, happiness, or peace of mind. Without real human connection or clear personal goals, it’s easy to end up rich in assets and bankrupt in meaning.

🤑 Tariffs Aren’t the True Cause of the Markets’ Selloff - Speculators bailed not because of tariffs, but because the market hit one of those risk-on, risk-off panic swings where cash-now assets like Treasuries and Berkshire win, and long-term plays like tech and bitcoin get smoked.

🤑 U.S. households are more invested in stocks than ever and it’s distorting market valuation - Retail investors now own around 60% of U.S. stocks, making household appetite the main driver of market valuations. If they start pulling back, it could drag prices down fast since equity exposure is still near record highs.

🤑 One of the most misunderstood moments in stock market cycles - The market often moves ahead of the economy, which is why it can rise on bad news if expectations were already worse. When gloom is fully priced in, even slightly less-bad updates can trigger rallies, making timing the market a losing game.

🤑 Why Trend Following is Harder Than it Looks - It sounds clean on paper but tends to break your spirit in real time thanks to false sell signals, missed rebounds, and long waits for payoff. It might protect you in crashes, but modern markets bounce fast and often.

For the Entrepreneur

🤑 Hyperlegibility - Founders can’t just build—they have to narrate, signal, and publish their thinking constantly to attract capital, talent, and attention. Hyperlegibility isn’t a nice-to-have, it’s table stakes in a game where staying quiet means staying invisible.

🤑 How To Turn Your Existing Business Into A Passive Income Machine - If your business is still only making money when you’re working, you’re doing too much. You could be stacking passive income by automating stuff.

🤑 Too Many Founders Are Making This Critical Mistake - Monetizing early forces you to build real value, brings in operating cash, validates your idea fast.

🤑 How To Live Your Peak Life As An Entrepreneur - Most entrepreneurs grind so hard chasing success they forget to actually design a life they want to live. Structure your days around what actually energizes you.

🤑 Minimum Levels of Stress - The better things get, the pettier people become. When real problems fade, we invent new ones just to keep the stress baseline steady, which makes dumb arguments a weird sign of progress.

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  • What's the point of money? - Some people need permission to enjoy the money they’ve already earned. A good advisor might tell you to buy the damn boat if it fits your plan, because hoarding cash forever isn't winning either.
  • Dividends and Buybacks - Inertia and Me-tooism! - Companies returned $4.1T in 2024, but nearly half with negative cash flow still paid dividends. Inertia and copycat behavior keep driving payout choices.
  • The 3 pillars of real thought leadership - It's not posting for clicks — it’s proving you get your audience, their problems, and how to help them see things differently.

The Power of the Notebook — The History and Practice of Thinking on Paper - Roland Allen, author of The Notebook: A History of Thinking on Paper, digs into how notebooks became essential tools for artists, scientists, and entrepreneurs—from Florentine bankers and da Vinci to Darwin and bullet journalers. He makes a strong case for why handwriting still beats typing when it comes to thinking clearly, solving problems, or just getting through hard moments. It’s a surprisingly fun look at how putting pen to paper has always been more than just scribbles.

Apple | Spotify

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The Power of the Notebook —...
Feb 18 · The Art of Manliness
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  • FocusPomo wraps the Pomodoro method, time blocking, app blocking, and calendar syncing into one clean app that actually helps you get shit done. You might need a minute to learn the swipes, but once it’s set up, it keeps your screen (and brain) distraction-free.

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In Snowball...

  • Upcoming group calls:
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Disclaimer: Not financial, investing or tax advice. This newsletter is strictly for information, entertainment and education purposes. Nothing in here is investment advice or a solicitation to buy or sell any assets or to make any financial decisions. This newsletter is not tax advice. Talk to your professional advisors. Do your own research. There will also be affiliate links in here from time to time because we like free money.

Investing.io: Expert Insights and Essential Reads for Founders and Investors

Welcome to Investing.io. This is the place for entrepreneurs and investors who think beyond normal. We started this newsletter because traditional resources didn’t quite meet the needs of entrepreneurial investors—those who view investments as extensions of their own ventures and values. Each week, we explore small business acquisitions, micro private equity, and smart personal finance strategies. No hot stock tips or market noise, just straightforward insights and updates to help you make informed decisions.

Read more from Investing.io: Expert Insights and Essential Reads for Founders and Investors

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